how does it work?

Apply in minutes and get pre-approved instantly without affecting your credit score.


Easily access financing.


Get an instant decision on your application.


Once approved, your funds are ready to use.

financing frequently asked questions

no. you can apply for financing or seek approval - there is no cost.

with our 100% online application technology, you will be informed of each step of the process. Instant approval is possible. Most approvals are available while you are still in the doctor's office or service provider's office.

Yes, there is no penalty for repayment. You can repay at any time.

Yes, Medicard will pay directly to your service provider whatever portion you would like to borrow, be it the total cost of the purchase or a portion.

No. It is up to you if you would like to pay your service provider a deposit. Medicard will finance the total cost of the product or service including your deposit, if required.

Yes. Each loan financed must go through the same application process to determine the ability to repay.

Our loan amounts start from $500 and can go up to $40,000.
The financing terms range from 12 to 72 months.

Yes, you can have a co-signer whose credit history would achieve an approval and would be willing to assume liability.